Should You Pay Off Your Mortgage or Invest Instead?
- Nick George, CFP®, ChFC®, CLU®

- Jul 28
- 2 min read
If you’re sitting on a mortgage with a 2–5% interest rate, this is a question worth asking.
In this video, Nick breaks down the key trade-offs between paying it off early vs putting that money to work in the market — and how to decide what’s best for your situation.
We’ll cover:
• When paying it off does make sense
• Why investing might win... if you can follow through
• The mindset and math behind the decision
There’s no one-size-fits-all answer. But there is a way to think about it clearly
It’s easy to feel stuck with money. It's harder to have clarity and a plan you trust. If that feels like something you've been missing, let's talk about it.
Nick George CFP®, ChFC®, CLU®
Founder | CERTIFIED FINANCIAL PLANNER® Practitioner
ClearMind Capital

The information presented in this article is for informational purposes and should not be intended as tax, accounting or legal advice, nor is it an offer or solicitation to buy or sell, or as an endorsement of any company, security, fund, or other offering. Please consult your legal, tax, or accounting professional regarding your specific situation. Investments involve risk and have the potential for complete loss. It should not be assumed that any recommendations made will necessarily be profitable.
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